New car insurance options, multiple discounts to protect you!
In recent years, the cost of car insurance in the United States has continued to rise. According to the latest report released by Bankrate, the average insurance cost of fully insured cars in the United States in 2024 soared to US$2,543, an increase of 26% compared to 2023. Such high insurance costs make many car owners feel stressed.
However, State Farm is well aware of your troubles! To this end, State Farm has launched a series of preferential policies that can not only help you save money, but also provide you with comprehensive protection at critical moments. What's more surprising is that some preferential policies can be superimposed, allowing you to enjoy greater benefits, truly protecting your wallet and travel safety.
Ⅰ. Why choose State Farm as your insurance company?
1.Financial stability: State Farm has strong financial strength to ensure the safety of customer claims. In the A.M. Best rating, State Farm received the highest rating of "A++".
2.Extensive coverage: State Farm offers coverage that covers not only basic auto insurance, but also rental and travel expenses. Even after a collision, it pays for rentals, meals, accommodation, and transportation to meet the different needs of individuals and families.
3.24/7 claim reporting service: 24/7 claim reporting service is provided to ensure that car owners can get help in time when they need it.
4.Efficient claims: The average claim processing time is 20% shorter than the industry average, ensuring that car owners can quickly get claims and repair their vehicles.
5.Extensive service network: The service network established nationwide makes it convenient for car owners to find nearby service outlets and enjoy face-to-face services; there are also mobile applications and websites for customers to manage their policies online.
Ⅱ. What are the advantages of choosing State Farm's auto insurance?
1.Safe driving discount: Pay for good habits
•10% premium reduction when you sign up: Participate in the Drive Safe and Save® program and get a 10% premium discount when you sign up.
•Additional discount of up to 20%: By recording driving data through an app or device, car owners who drive safely have the opportunity to enjoy a discount of up to 20%.
•Potential savings: Assuming an annual premium of $5,000, up to 30% can be reduced, that is, $1,500 can be saved each year. This money is enough for family travel or vehicle maintenance.
2. Student-exclusive discount: Warm support for those who are new to the car world
•Up to 25% premium reduction: Students under 25 years old with an average GPA of B (3.0) or above, whether they are in school or just graduated, can enjoy this offer.
•Stackable discount: This offer can be combined with other offers. As long as you meet the relevant conditions, you can enjoy up to 55% discount on your car insurance to further reduce your premiums.
3. Florida-exclusive benefit: 6% reduction in premiums across the state
•6% reduction in premiums across the state: All car owners in Florida can enjoy this benefit.
•Stacking discount: This benefit can be stacked with other regular offers, such as safe driving discounts and multi-line insurance discounts, to further reduce premiums.
4. Multi-line insurance benefits: one-stop savings
•One-stop service: Insure car insurance, home insurance, rental insurance, etc. together and enjoy convenient services.
•Super value benefits: Multi-line insurance can get additional premium discounts, and it does not conflict with most other preferential policies.
•Convenience for the elderly: Multiple discounts are combined, with discounts of up to 36%, allowing the elderly to travel with greater peace of mind
III. How does State Farm save money for TOM?
Tom, a 22-year-old college student living in Florida, just got his driver's license and bought his first car. Tom's parents suggested that he buy car insurance, but he was worried that the premium would be too high. Through State Farm's Drive Safe and Save® program, Tom registered and installed an in-vehicle device to start recording his driving behavior. Because he always drove safely, he received a 10% premium reduction in the first year. As driving data accumulated, his premium discount further increased to 30%.
In addition, Tom's GPA reached 3.5, which qualified him for State Farm's student-exclusive discount, and he received an additional 25% premium reduction; more importantly, as a resident of Florida, he also enjoyed the state's exclusive 6% premium reduction benefit.
With these discounts,Tom only had to pay $1,170 for the original annual premium of $3,000. Not only did he save money, but he also received extra rewards for safe driving.
IV. A good choice for saving worry and effort
Choosing this car insurance not only allows you to enjoy multiple benefits, such as safe driving rewards, student-exclusive discounts and Florida benefits, but also easily saves premiums. At the same time, 24/7 claims service and a wide range of outlets ensure that you can get timely help at any time. For more information, please check the relevant entry.